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	<description>Find the best Home Loan deal in South Africa</description>
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		<title>When should you start saving for your first property?</title>
		<link>http://homeloans-sa.co.za/content/when-should-you-start-saving-for-your-first-property.htm</link>
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		<pubDate>Fri, 20 Aug 2010 11:13:22 +0000</pubDate>
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		<description><![CDATA[When should you start saving for your first property? http://www.realestateweb.co.za/realestateweb/view/realestateweb/en/page228?oid=63640&#38;sn=Detail Saving up a deposit for your first property brings great financial rewards. Over the last couple of years, the banks’ lending criteria have become increasingly stringent, and in particular, deposit requirements have remained high. Some banks have adopted policies of only awarding bonds at a [...]]]></description>
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		<title>Bond applicants must accept tougher rates</title>
		<link>http://homeloans-sa.co.za/content/bond-applicants-must-accept-tougher-rates.htm</link>
		<comments>http://homeloans-sa.co.za/content/bond-applicants-must-accept-tougher-rates.htm#comments</comments>
		<pubDate>Mon, 16 Aug 2010 14:42:20 +0000</pubDate>
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		<description><![CDATA[Bond applicants must accept tougher rates http://www.iolproperty.co.za/roller/news/entry/bond_applicants_must_accept_tougher Many “low-risk” bondholders who were given bonds at anything up to 2 percent below prime before the downturn have not yet realised that it is highly unlikely that they would now be treated the same way. Rob Lawrence, national manager of Rawson Finance, says consumers forget that prime [...]]]></description>
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		<title>Why deposit is essential</title>
		<link>http://homeloans-sa.co.za/content/why-deposit-is-essential.htm</link>
		<comments>http://homeloans-sa.co.za/content/why-deposit-is-essential.htm#comments</comments>
		<pubDate>Sun, 15 Aug 2010 21:09:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Why deposit is essential http://www.property24.com/articles/why-deposit-is-essential/12127 “For someone who does not have the money available for a deposit, buying a home can be extremely difficult. Yes, there are a few options available to buyers in this situation. They can for instance apply for bridging finance. However, this is a short-term solution and is unviable if you [...]]]></description>
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		<title>Sanlam, Absa conclude home loans deal</title>
		<link>http://homeloans-sa.co.za/content/sanlam-absa-conclude-home-loans-deal.htm</link>
		<comments>http://homeloans-sa.co.za/content/sanlam-absa-conclude-home-loans-deal.htm#comments</comments>
		<pubDate>Sat, 14 Aug 2010 21:21:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Sanlam, Absa conclude home loans deal http://www.property24.com/articles/sanlam-absa-conclude-home-loans-deal/12120 Financial services groups Sanlam (SLM) and Absa (ASA) on Wednesday announced the conclusion of a transaction in terms of which Absa will acquire a 100% shareholding in Sanlam Home Loans. Sanlam Home Loans was initially established as a joint venture between Sanlam Life and Absa with each partner [...]]]></description>
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		<title>Self-employed? Get a bond</title>
		<link>http://homeloans-sa.co.za/content/self-employed-get-a-bond.htm</link>
		<comments>http://homeloans-sa.co.za/content/self-employed-get-a-bond.htm#comments</comments>
		<pubDate>Wed, 11 Aug 2010 21:15:49 +0000</pubDate>
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		<description><![CDATA[Self-employed? Get a bond http://personalfinance.iafrica.com/banking/2571040.htm A growing number of people who are self employed, with incomes dependant on fluctuating commissions, face huge difficulties in becoming homeowners, says Lanice Steward, MD of the Cape Peninsula estate agency Anne Porter Knight Frank. This, she says, is because the banks, complying with the National Credit Act, have to [...]]]></description>
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		<title>ABSA rejecting non-Absa client applications</title>
		<link>http://homeloans-sa.co.za/content/absa-rejecting-non-absa-client-applications.htm</link>
		<comments>http://homeloans-sa.co.za/content/absa-rejecting-non-absa-client-applications.htm#comments</comments>
		<pubDate>Tue, 10 Aug 2010 21:32:25 +0000</pubDate>
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		<description><![CDATA[This weekend I read an article in the Business Times about Absa Home Loans division&#39;s decision to only serve and lend to their own clients. They claim that they have a history on their own clients&#39; banking records, and therefor they are more willing to lend money to them. As you know, about a year [...]]]></description>
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		<title>Save, save, save for deposit!</title>
		<link>http://homeloans-sa.co.za/content/save-save-save-for-deposit.htm</link>
		<comments>http://homeloans-sa.co.za/content/save-save-save-for-deposit.htm#comments</comments>
		<pubDate>Wed, 04 Aug 2010 22:40:00 +0000</pubDate>
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		<description><![CDATA[This news article on property24 explains in detail what the benefits are if you could save for a large deposit.&#160; Save, save, save for deposit! http://www.property24.com/articles/save-save-save-for-deposit!/12079 &#8220;Furthermore, homeowners who contribute from their own pocket to finance a property are considered a lower risk of default to the bank, which means the bank can offer a [...]]]></description>
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		<title>Selling versus letting</title>
		<link>http://homeloans-sa.co.za/content/selling-versus-letting.htm</link>
		<comments>http://homeloans-sa.co.za/content/selling-versus-letting.htm#comments</comments>
		<pubDate>Wed, 04 Aug 2010 22:38:35 +0000</pubDate>
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		<description><![CDATA[Selling versus letting http://www.fin24.com/PersonalFinance/Property/Selling-versus-letting-20100804 If a home owner is offered a contract in another city or country, he must carefully consider whether to sell or let his property, a property group advised on Wednesday. &#160;&#160; “The benefit of selling is that you make a clean break, while renting out your property means that you will [...]]]></description>
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		<title>Buy low to beat negative equity</title>
		<link>http://homeloans-sa.co.za/content/buy-low-to-beat-negative-equity.htm</link>
		<comments>http://homeloans-sa.co.za/content/buy-low-to-beat-negative-equity.htm#comments</comments>
		<pubDate>Wed, 04 Aug 2010 22:38:16 +0000</pubDate>
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		<description><![CDATA[Buy low to beat negative equity http://www.property24.com/articles/buy-low-to-beat-negative-equity/12082 If you want to avoid the negative equity “monster” that can swallow your home whole, you’ll need to do some forward planning. So says Tjaart van der Walt, CEO of the RealNet estate agency group, who explains that negative equity is the term for when the outstanding balance [...]]]></description>
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		<title>Unhappiness over static interest rate</title>
		<link>http://homeloans-sa.co.za/content/unhappiness-over-static-interest-rate.htm</link>
		<comments>http://homeloans-sa.co.za/content/unhappiness-over-static-interest-rate.htm#comments</comments>
		<pubDate>Mon, 02 Aug 2010 21:38:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Unhappiness over static interest rate http://iolproperty.co.za/roller/news/entry/unhappiness_over_static_interest_rate The reluctance on the part of the South African Reserve Bank to drop the interest rates by a further 0.5 percentage point will be seen by estate agents as evidence that the government’s much-publicised commitment to home ownership is a little shallow, says Mike Greeff, chief executive of Greeff [...]]]></description>
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