Superior Negotiating in Distressed Times

There are several approaches to negotiating a successful real estate deal, but all involve a few key strategies. Recognizing the strengths of your position will enable you to execute the most advantageous deal possible. Foremost, you must completely comprehend that you are negotiating from a position of strength. Many property owners are in a financially […]

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Stress-free Moving

Moving is said to be one of the most stressful experiences that people can go through, however there are many ways to make the process fairly painless and stress-free. All it takes is organisation, time and a positive attitude. Instead of focusing on the negative and time-consuming task of packing, transform it into an opportunity […]

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Interest Rate now at 8.5%

The South African Reserve Bank (SARB) has cut the repo rate by 50 basis points to five percent. This means that the prime lending rate offered by the banks has also been lowered to 8.5% This is good news for home buyers, since you will now qualify for a little more finance. Existing homeowners on […]

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South African Property Market Healthier Than Expected

Property owners in South Africa who still have outstanding debt on their property appear to be in a far better position than their counterparts in America. According to a recent report by Reuters more than 1 million homeowners in America who purchased their property in the past two years now owe more than the current […]

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4 Main Reasons Why Banks Decline Home Loan Applications

There are several reasons why home loan applications might be declined, but below are some of the main reasons as well as possible solutions. 1. Affordability Affordability is such an important element in the bond approval process and should be addressed first. Affordability under the National Credit Act is measured by net disposable income. This […]

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