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A Pre-Approval Certificate Explained

When buying property in the currently soaring South African property market, a pre-approval certificate can be just the thing you need to close the deal. It removes the uncertainty, knowing up front how much you qualify for.

When you are searching for your ideal property, having this certificate will also allow you to negotiate a better price. It shows the seller that you are serious, smart and prepared.

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Nedbank Home Loans Now Offer Initial Payment Holidays

Nedbank Home Loans is proud to announce that we now offer Initial Payment Holidays on all new loans – previously this option was restricted to the first time homebuyer only. The Initial Payment Holiday is now available on all 100% loans, except for the Buy to Let product.

The restriction for this option has been lifted on the AlphaBond and all qualifying clients including first time homebuyers are now eligible due to the increased demand in the market. Clients will receive a 104% Loan to Value bond that will cater for an initial payment holiday (deferred payment) of up to 3 months and payment is only required in month four.

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Nedbank Home Loans

Buying a House is a Dream Come True

Buying a house is an expensive investment. Probably the most costly investment you will ever make in your life. Finding the right house can be an overwhelming undertaking. That is why Nedbank tries to make is as easy and painless as possible – because when your finances are taken care of, the procedure can actually be fun. Choose a home loan from four different options that are specially designed to fit your distinctive desires.

Special features

All Nedbank’s home loans have special features. NedRevolve allows you to have some control over your loan, permitting you to manage your money more effectively. This also enables you to accumulate savings – free of any taxes!

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Standard Bank: Home Loan Options for Each and Every One

Put up your feet. Lay back. Relax. Be together. Live yourself. Sleep. Eat. Party. Home is where the heart and no matter what you want your house to be, at different stages of life you have different needs and expectations of life. And the place you call home. No two people are the same. In the time we live in, it is sometimes scary to think you have to own your own place. That is why Standard Bank thought it good to develop different home loan options – for people with unique desires and financial assets.

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ABSA Rewards: Rewarding Customer Loyalty

Absa Rewards is a rewards programme created to acknowledge and reward Absa’s most valuable customers for their continued support and loyalty. The programme is available to existing and new Absa customers.

Earning Absa Rewards Points is easy. Once you have registered for the Absa Rewards programme, you will receive a welcome bonus of 500 Absa Rewards Points and from there you start earning Absa Rewards Points for holding qualifying Absa banking products and spending on your Absa Rewards credit card.

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ABSA First-time Home Loan

This uniquely structured facility assists first-time home buyers to fund the transfer and registration costs via their home loan.

Even though one home loan is granted, the account is set up in such a way that the cost portion is separate from the purchase price. By structuring costs over a shorter repayment period means you pay less interest, however, you can select any term as long as it doesn’t exceed the term of your primary loan.

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Absa Home Loans

Over 130 Years of Experience

Although these days more and more people are entering the property market, the financial decisions surrounding buying a house can make it a daunting task. For many people buying a house will be the single biggest investment they will make in their life and therefore it is important for first-time buyers to choose a home loan that will best suit their financial needs. By having more than 130 years of experience in home loans, it is thus simply logical that more and more South Africans are choosing Absa home loans to assist them in home ownership.

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FNB Home Loans

Page Removed

This page has been removed from this website until further notice.

Meanwhile you may still apply for your home loan online, or you can visit the other informational pages on this website.

FNB cuts prime lending rate to 10.5%

14 April 2005

First National Bank (FNB) today announced the reduction of its prime lending rate by 0.5% from 11.0% to 10.5%. The new rate will take effect on Monday 18 April 2005 on all prime rate linked products.

Interest rates for new and existing FNB HomeLoans will also be reduced by 0.5% on Monday 18 April.

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