Chris du Toit | Home Loans SA

The Importance Of Home Inspections

Posted by Posted Chris du Toit | Filed under Home Loan Information, News - Published on August 16, 2011

When buying a property which is going to cost you hundreds of thousands of rands, shouldn’t you be absolutely certain that the property you intend to buy is in good condition with no major defects/problems? Beware The CPA And Disclosure Documents The new Consumer Protection Act (CPA) does not allow for properties to be sold… Continue Reading

8 Things To Do Before Applying For A Home Loan

Posted by Posted Chris du Toit | Filed under News - Published on February 17, 2011

Applying for a home loan can be one of the most intimidating processes, especially if you are a first-time buyer. Lenders will consider various different factors when deciding whether or not to approve your home loan. Improve your chances by understanding the steps involved in the evaluation process, making your application less stressful and a… Continue Reading… Continue Reading

How To Price Your Property For A Quick Sale

Posted by Posted Chris du Toit | Filed under News - Published on February 10, 2011

Many sellers make the same mistake, they think there property is worth much more than it really is. This is a common mistake as any seller would want the maximum price. Estate agents all over South Africa often struggle with a seller who is adamant about their asking price. Some sellers feel that the… Continue Reading… Continue Reading

The Costs (And Hidden Costs) Of Home Loans Revealed

Posted by Posted Chris du Toit | Filed under Home Loan Information - Published on January 19, 2011

A home loan is probably one of the biggest financial commitments most people will undertake in their lifetime. Be sure about the costs as well as the hidden costs involved before you start with the home buying process. The amount that you should have available to cover these expenses as well as deposit requirements is… Continue Reading… Continue Reading

Do You Understand The Home Buying Process?

Posted by Posted Chris du Toit | Filed under Home Loan Information - Published on January 18, 2011

There are many steps involved in the home buying process. Some of these steps are very exciting and others are more complicated. This guide will help you through the steps and make the process a little simpler and more understandable. Buying a home can be very exciting and might have you so overwhelmed that confusion… Continue Reading… Continue Reading

9 Essential Elements Of Legitimate “Offer To Purchase” Contracts

Posted by Posted Chris du Toit | Filed under Home Loan Information - Published on January 14, 2011

Making an Offer to Purchase is a very important step in the home-buying or home-selling process. The Offer to Purchase is equally important for the buyer and the seller and therefore should not be taken lightly by any of the parties involved. It is an agreement containing the terms and conditions of the sale and… Continue Reading… Continue Reading

It’s a time for bargains if you’re buying property

Posted by Posted Chris du Toit | Filed under Content - Published on September 22, 2010

It’s a time for bargains if you’re buying property The residential property market is not quite out of the doldrums yet, but if you want to buy property at bargain prices, now is the time to do so, property experts say. This is largely because a number of homeowners are selling their properties in… Continue Reading

When should you start saving for your first property?

Posted by Posted Chris du Toit | Filed under Content - Published on August 20, 2010

When should you start saving for your first property? http://www.realestateweb.co.za/realestateweb/view/realestateweb/en/page228?oid=63640&sn=Detail (website offline, link removed) Saving up a deposit for your first property brings great financial rewards. Over the last couple of years, the banks’ lending criteria have become increasingly stringent, and in particular, deposit requirements have remained high. Some banks have adopted policies of… Continue Reading

How to Maintain Distant Property

Posted by Posted Chris du Toit | Filed under Content - Published on July 8, 2010

The age-old Afrikaans adage “ver van jou goed, na aan jou skade” (far from your possessions, close to your damage) holds some venerable wisdom for property owners, but technology could change that. However, advises Harcourts Africa CEO Martin Schultheiss, there are steps you can take to avoid being disappointed and/or ripped off if you want… Continue Reading

What Do I Need To Put On A Home Loan Application?

Posted by Posted Chris du Toit | Filed under Content, Home Loan Application - Published on June 30, 2010

You have already found the house of your dreams, and now it is time to arrange for the financing of that dream home. This means that it is time for you to file a home loan application. In today’s fast paced world, many people take advantage of the Internet, and with some lenders, you may… Continue Reading… Continue Reading