Tag Archive: standard bank home loans

Standard Bank Helps SA Home Loans Take Securitisation Into New Territories

June 14, 2005

South African Home Loans* (SAHL) will soon be launching another exciting innovation for the South Africa securitisation market: the first listed residential mortgage warehousing conduit, the Thekwini Conduit, arranged by Standard Bank.

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Standard Bank ranked No.1 in sub-Saharan Africa

July 11, 2005

Standard Bank has been ranked No. 1 in sub-Saharan Africa in The Banker Top 1 000 World Banks 2005, an annual ranking of the world’s commercial banks.

Standard Bank is now ranked No. 108 in the world, up from 116 in 2004.

The rankings are based on Tier One capital as defined by Basel’s Bank for International Settlements. The definition is more strict than total stockholders’ equity and covers only the core of the bank’s strength; the shareholders’ equity available to cover actual or potential losses.

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Is it worth it to fix your home loan for 20 years?

August 15, 2005

With SA Homeloans Varifix, you now have to option to fix your home loan for a period of 20 years. There are some important things to keep in mind before signing up for such a long term.

The current Varifix rate is set at about 12%, whereas SA Homeloans and most of the larger banks currently offer between 8.5% and 9.1% on variable loans. This means that if you do fix your rate, interest rates must increase by at least 3% before you will start to break even.

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Standard Bank: Home Loan Options for Each and Every One

Put up your feet. Lay back. Relax. Be together. Live yourself. Sleep. Eat. Party. Home is where the heart and no matter what you want your house to be, at different stages of life you have different needs and expectations of life. And the place you call home. No two people are the same. In the time we live in, it is sometimes scary to think you have to own your own place. That is why Standard Bank thought it good to develop different home loan options – for people with unique desires and financial assets.

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